You may take a look at key categories that will show your readiness to transact for a home loan. This snapshot captures key categories of credit (delinquency, foreclosure, bankruptcy, and credit score), employment, income, DTI, funds after close and LTV (down payment and projected home value).  You may receive suggested action steps as well as learn through videos on credit, down payment, budgeting and cash reserves. 

 

Once you click on the Readiness Tab you can complete the steps to determine your readiness assessment.  All three sections need to be green to see the overall readiness page.